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InfocraftVn

Financial Excellence

Privacy Policy

Your privacy matters to us. This comprehensive policy explains how InfocraftVn collects, uses, and protects your personal information while providing our financial services.

Effective Date: January 15, 2025 | Last Updated: January 15, 2025

1 Information We Collect

At InfocraftVn, we collect various types of information to provide you with exceptional financial services and personalized customer support. Understanding what information we gather helps you make informed decisions about your privacy.

Personal Information

Full name and contact details
Email addresses and phone numbers
Residential and business addresses
Date of birth and identification numbers
Financial account information
Employment and income details

Technical Information

IP addresses and device identifiers
Browser type and operating system
Website usage patterns and preferences
Login timestamps and session data
Cookies and tracking technologies
Location data when permitted

We collect this information through various channels including our website forms, customer service interactions, mobile applications, and third-party integrations. All data collection is performed in accordance with applicable privacy laws and regulations.

2 How We Use Your Information

Your information serves multiple purposes in delivering our comprehensive financial services. We believe in transparency about how your data helps us serve you better and maintain the highest standards of customer service.

Primary Uses

We use your personal information to process financial transactions, verify your identity for security purposes, provide customer support, and customize your experience with our platform. This includes account management, transaction processing, and personalized financial recommendations.

Communication purposes include sending important account updates, security alerts, promotional offers you've subscribed to, and educational content about financial services. We also use your information for internal analytics to improve our services, detect fraudulent activities, and ensure compliance with financial regulations.

Your data helps us understand usage patterns, which allows us to enhance our platform's functionality and develop new features that better serve our customers' needs. We may also use aggregated, non-personally identifiable information for market research and business development purposes.

3 Information Sharing and Disclosure

We maintain strict controls over information sharing and only disclose your personal data when necessary for service delivery, legal compliance, or with your explicit consent. Your trust is paramount, and we take our responsibility to protect your privacy seriously.

Authorized Third Parties

Financial institutions for transaction processing
Identity verification service providers
Cloud storage and security services
Customer support platform providers
Analytics and marketing service partners
Legal and compliance consultants

All third-party partners are bound by strict confidentiality agreements and are only permitted to use your information for the specific purposes outlined in our service agreements. We regularly audit these relationships to ensure continued compliance with our privacy standards.

Legal Disclosures

We may disclose personal information when required by law, court order, or government regulations. This includes cooperation with law enforcement agencies, regulatory bodies, and legal proceedings where disclosure is mandated or necessary to protect our legal rights and interests.

4 Your Privacy Rights

You have comprehensive rights regarding your personal information, and we're committed to honoring these rights promptly and transparently. Understanding and exercising these rights helps you maintain control over your personal data.

Access Rights

Request copies of your personal data and understand how we process your information. We provide detailed reports within 30 days of your request.

Correction Rights

Update or correct inaccurate personal information in our systems. Changes are processed immediately for account safety and accuracy.

Deletion Rights

Request deletion of your personal data, subject to legal retention requirements and ongoing service obligations.

Portability Rights

Receive your data in a structured, machine-readable format for transfer to other service providers when technically feasible.

Objection Rights

Object to certain types of data processing, including marketing communications and automated decision-making processes.

Restriction Rights

Request limitations on how we process your information while disputes are resolved or during verification processes.

To exercise any of these rights, contact our privacy team at support@infocraft-vn.com with your specific request and account information. We respond to all privacy requests within 30 days and provide regular updates on complex requests that require additional processing time.

5 Data Security and Protection

Protecting your personal information is our highest priority. We employ multiple layers of security measures, including advanced encryption, secure data centers, and regular security audits to safeguard your information against unauthorized access, alteration, or disclosure.

Technical Safeguards

Our systems use industry-standard SSL encryption for data transmission, AES-256 encryption for data storage, and multi-factor authentication for account access. We maintain secure servers in certified data centers with 24/7 monitoring and intrusion detection systems.

Our security protocols include regular penetration testing, employee security training, and compliance with international security standards. We maintain incident response procedures and will notify affected users promptly in the unlikely event of a data breach.

Physical security measures include restricted access to our facilities, surveillance systems, and secure document handling procedures. All employees undergo background checks and sign confidentiality agreements as part of our comprehensive security program.

6 Data Retention and Deletion

We retain your personal information only as long as necessary to fulfill the purposes outlined in this privacy policy, comply with legal obligations, resolve disputes, and enforce our agreements. Our retention periods vary based on the type of information and applicable legal requirements.

Retention Periods

Account information: 7 years after closure
Transaction records: 10 years as required by law
Communication logs: 3 years from last contact
Marketing preferences: Until withdrawal of consent
Website analytics: 26 months maximum
Identity verification: 5 years after verification

When retention periods expire, we securely delete or anonymize your personal information using industry-standard data destruction methods. This includes secure deletion of digital files and physical destruction of paper documents under certified destruction protocols.

Active Data Management

We regularly review stored data to identify information eligible for deletion and maintain automated systems to enforce retention schedules. You can request early deletion of certain data types, subject to legal and regulatory requirements.

7 International Data Transfers

As part of our global operations, we may transfer your personal information to countries outside Vietnam for processing and storage. These transfers are conducted with appropriate safeguards to ensure your data receives equivalent protection regardless of location.

We use standard contractual clauses approved by data protection authorities, adequacy decisions, and certification schemes to protect international data transfers. All international partners must demonstrate compliance with privacy protection standards equivalent to those outlined in this policy.

Transfer Safeguards

Every international data transfer includes binding agreements requiring recipients to maintain the same level of data protection, implement appropriate technical and organizational measures, and provide access to local remedies for data subjects.

We regularly monitor international data protection developments and update our transfer mechanisms accordingly. If you have concerns about international transfers of your data, please contact our privacy team for specific information about safeguards protecting your information.

8 Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance your browsing experience, analyze website usage, and provide personalized content. Understanding how we use these technologies helps you make informed decisions about your online privacy preferences.

Types of Cookies We Use

Essential cookies for website functionality
Performance cookies for analytics
Functional cookies for personalization
Marketing cookies for targeted advertising
Security cookies for fraud prevention
Preference cookies for user settings

You can control cookie preferences through your browser settings or our cookie management center. Disabling certain cookies may affect website functionality, but essential cookies required for basic operations will remain active to ensure platform security and performance.

We also use web beacons, pixel tags, and similar technologies in our email communications to track delivery and engagement. This helps us improve our communication effectiveness and ensure you receive relevant information about our services.

9 Children's Privacy Protection

Our services are designed for adults and we do not knowingly collect personal information from children under 18 years of age. If we discover that we have inadvertently collected information from a minor, we will promptly delete such information from our systems.

Age Verification

Our registration process includes age verification measures, and we require users to confirm they meet minimum age requirements. Parents or guardians who believe their child has provided information to us should contact our privacy team immediately.

If you are under 18, please do not use our services or provide any personal information through our website or applications. We encourage parents to monitor their children's internet usage and discuss online privacy and safety practices with their families.

10 Policy Updates and Changes

We periodically update this privacy policy to reflect changes in our services, legal requirements, or privacy practices. Significant changes will be communicated through email notifications, website banners, or direct communication depending on the nature and impact of the modifications.

Minor updates, such as clarifications or administrative changes, will be posted on our website with updated effective dates. We encourage you to review this policy periodically to stay informed about how we protect your privacy and handle your personal information.

Change Notification

For material changes that significantly affect your privacy rights or our data handling practices, we provide at least 30 days advance notice and may require your explicit consent to continue using our services under the new terms.

Previous versions of this privacy policy are archived and available upon request. If you disagree with policy changes, you may close your account or request data deletion, subject to legal retention requirements and ongoing service obligations.

Privacy Questions or Concerns?

Our privacy team is here to help with any questions about your personal data or this privacy policy.

Email: support@infocraft-vn.com

Address: 542 QL60, Đại Ngãi, Long Phú, Sóc Trăng, Vietnam

Phone: +84825969519